Some of our 40+ Lender Partners

LogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogo

Choice Financial is a local mortgage brokerage that offers our clients the best mortgage and terms we feel will most benefit the clients unique situation.

Choice Financial is a local mortgage brokerage that offers our clients the best mortgage and terms we feel will most benefit the clients unique situation.

About Choice Financial

━━━━━━━━

At our company, we prioritize our clients' goals by focusing on our first objective: helping them achieve the results they desire. We understand that purchasing a dream home often requires securing the necessary financing, and we are here to assist in that process. Our team of experts is dedicated to providing personalized support and guidance to ensure our clients' financing needs are met. Whether it's finding the right mortgage options or exploring alternative funding sources, we leverage our industry knowledge and network to help our clients turn their dreams into reality. With our comprehensive services and unwavering commitment, we strive to be the partner our clients can rely on to navigate the financing journey and secure the funds needed to purchase their dream home.

Here is why you are in great hands with Choice Financial

2500+

Clients Helped

30+

Combined Years

of Experience

20+

Mortgage Brokers/Agents

Our Services

Comprehensive mortgage solutions tailored to your unique needs and financial situation

First-time home buyers

First-Time Home Buyer

Expert guidance for first-time buyers with competitive rates and personalized advice to make your homeownership dream a reality.

  • Down payment options
  • Government programs
  • Step-by-step guidance
Refinancing client

Refinancing

Lower your payments and access your home's equity with our competitive refinancing options and expert market knowledge.

  • Lower interest rates
  • Cash-out options
  • Payment reduction
Home equity client

Home Equity Loan

Unlock your home's equity for renovations, investments, or major expenses with competitive rates and flexible terms.

  • Competitive rates
  • Flexible terms
  • Quick access to funds
Senior couple - reverse mortgage

Reverse Mortgage

For seniors 55+, access your home's equity without monthly payments. Stay in your home and improve your retirement lifestyle.

  • No monthly payments
  • Stay in your home
  • Tax-free income
Second mortgage client

Second Mortgage

Alternative financing solutions with flexible approval criteria when traditional lending doesn't fit your situation.

  • Flexible criteria
  • Quick approvals
  • Alternative solutions
Mortgage renewal clients

Mortgage Renewal

Don't automatically renew! We'll find you better rates and terms to save you thousands over your mortgage term.

  • Better rates
  • Improved terms
  • Thousands in savings
Self-employed business owner

Self-Employed

Specialized mortgage solutions for self-employed individuals with flexible income verification and competitive rates.

  • Flexible income verification
  • Competitive rates
  • Fast approvals
Debt consolidation financial planning

Debt Consolidation

Simplify your finances by consolidating high-interest debts into one low monthly payment with better terms.

  • Lower monthly payments
  • Reduce interest rates
  • Simplify finances
Investment property client

Investment Properties

Build your real estate portfolio with financing solutions designed for investment properties and rental income qualification.

  • Portfolio financing
  • Rental income qualification
  • Investment strategies

What Our Clients Say

Don't just take our word for it. Here's what real clients have to say about their Choice Financial experience.

Sign up for our weekly mortgage rates and industry news.

Visit Our Office

Located in the heart of East York, we're here to serve you in person or virtually across Canada.

785 Millwood Rd
East York, ON M4G 1W2

Phone

647-638-6358

Hours

Mon-Fri: 9AM-6PM
Sat-Sun: By Appointment

784 Millwood Rd, East York, ON M4G 1W2, Canada
Refinancing or Switching Lenders? Here's What You Need to Know in Today's Market

Refinancing or Switching Lenders? Here's What You Need to Know in Today's Market

I had a call last week from a client in London, Ontario. His mortgage is up for renewal in a few months, and he saw a better rate advertised online. He asked me: "Greg, should I just switch to get tha... ...more

Mortgages

March 17, 20268 min read

How to Crack the Code on Your Credit Score (and Get Approved Faster)

How to Crack the Code on Your Credit Score (and Get Approved Faster)

Your credit score isn’t just a number. It’s one of the most important factors that determines: ...more

Mortgages

March 17, 20261 min read

How to Position Yourself to Win in Today’s Mortgage Market

How to Position Yourself to Win in Today’s Mortgage Market

In today’s market, getting approved isn’t just about income and credit anymore. It’s about how you position yourself before you even apply. Most people wait until they’re ready to buy… Smart buyers pr... ...more

Mortgages

March 17, 20261 min read

Special Mortgage Considerations When Buying a New Build

Special Mortgage Considerations When Buying a New Build

Buying a new construction home is exciting — everything is fresh, modern, and built just for you. But from a mortgage perspective? It’s a completely different game compared to buying a resale property... ...more

Mortgages

March 17, 20262 min read

How to Position Yourself to Build a Rental Portfolio in Canada

How to Position Yourself to Build a Rental Portfolio in Canada

I was grabbing coffee with a buddy of mine in Hamilton last month. He’s got a good job, a bit of equity in his home, and he’s been thinking about buying a rental property. He looked at me and said, "G... ...more

Mortgages

March 17, 20267 min read

Purchase Plus Improvements: Turn a Fixer-Upper Into Your Dream Home

Purchase Plus Improvements: Turn a Fixer-Upper Into Your Dream Home

I was talking to a young couple in Ottawa last month. They’d been looking for months, but every move-in ready home in their budget felt like a compromise. Then they found the one—a solid older home in... ...more

Mortgages

March 17, 20266 min read

Want to work with us?

Let's discuss your mortgage goals and create a personalized strategy that works for you.

Our team brings years of experience in residential and commercial lending, with a commitment to finding solutions that fit your lifestyle and financial objectives.

Contact us today for a no-obligation consultation.

Choice Financial Corp. #13564

Independently owned and operated

Licensed in

Ontario FSRA # 13564
Alberta: RECA

CF Choice Financial Corp:
B.C:  BCFSA #MB605782

CUSTOMER CARE

Copyright 2026. Choice Financial Corp.. All Rights Reserved.

Privacy Policy - Terms ofUse